Currently, the Chinese banking still exists a more serious problem at many, facing to open after the rigorous foreign competition completely in the meantime.The Chinese banking has to recognize pure situation, the problem which aims at oneself existence carries on going deep in to introspect and reforms thoroughly.
The reform opens, Chinese banking the function had is obvious to all in the Chinese economy the development.But, we should also wide awoke ground to know: the Chinese banking still exists a bad property high reside not to descend, management the accomplishment is worse, business species one, high class management the talented person lack etc. many problems, facing to support bank outward to open completely in the meantime bring of come from exterior of mightiness pound at and challenge.Under the circumstance that inside diplomacy trap, if the Chinese banking can't be having a progress of showing the 著 in the last few years most , will face a rigorous test in the future competition so and necessarily.Therefore, the Chinese banking has to recognize pure situation, the problem which aims at oneself existence carries on thorough introspect and reform thoroughly.
Past decade in, the financial system of China took place important reform, reforming of the purpose is to want to build up modern commercial bank system, and promote the development of capital market.In the last few years, a great deal of capital infused into the problem layer after layer commercial bank, and the bank look for actively to appear on market publicly.At the same time, it is stateowned to invest the connector of company's stock certificate to bankruptcy company also under way.
We see the reform of Chinese bank system have already obtained some results which show 著 , especially Chinese government and finance take charge of the decision and the energy that the section displayed and reform bank system.But we feel to some problems still need the quest of deeper time to reach agreement definitely.For example, what is the root of[with] Chinese banking problem ?The superior path which resolves banking basic problem how should?
China’s banking industry is still daunted by serious problems in many aspects and is in face of intensified competition after the opening, and Chinese banks have to clearly recognize the situation to rethink and reform as a way to address the problems.
The banking industry has played an important role in promoting economic development in China ever since the reform and opening-up, but it should be noted that China’s banking industry is defected in terms of high non-performing loans ratio, poor business performance, limited financial products as well as lack of talents, which is exacerbated by stronger impacts and challenges from incoming foreign competitors after the full opening-up. Amid external and external difficulties, Chinese banks have to made significant progress in coming years, otherwise their fates will be doomed in the long term. Therefore, local banks have to rethink and reform in a bid to address existing problems.
China’s financial system has undergone considerable reform in the last decade with the aim of building up a modern banking system and a properly functioning capital market. The government has injected huge amounts of capital into the debt-ridden commercial banks in recent years, and banks are seeking listing aggressively. Meanwhile, the state investment agencies have started to take over bankrupted securities brokerages.
There is no denying that the reform in China’s banking system has achieved initial results, and the government and regulators have demonstrated determination and commitment to revitalize China’s banking system. In the author’s view, in-depth exploration on certain issues is still needed to seek better solutions. For instance, what’s the deep-rooted factor for the problems daunting local banks? What’s the best way to solve the problems?
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