为什么现在的微信支付一定要绑定银行卡才能使用？

可以不用绑定银行卡的，但是要做实名制认证，实名认证需要输入身份证信息，验证通过就可以使用零钱包了。
1、打开手机界面，点击“微信”图标
/iknow-pic.cdn.bcebos.com/9a504fc2d5628535312442139eef76c6a7ef6338"target="_blank"title="点击查看大图"class="ikqb_img_alink">/iknow-pic.cdn.bcebos.com/9a504fc2d5628535312442139eef76c6a7ef6338?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto"esrc="https://iknow-pic.cdn.bcebos.com/9a504fc2d5628535312442139eef76c6a7ef6338"/>
2、打开微信后，点击“我的”选项
/iknow-pic.cdn.bcebos.com/32fa828ba61ea8d3031ee736990a304e251f58c0"target="_blank"title="点击查看大图"class="ikqb_img_alink">/iknow-pic.cdn.bcebos.com/32fa828ba61ea8d3031ee736990a304e251f58c0?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto"esrc="https://iknow-pic.cdn.bcebos.com/32fa828ba61ea8d3031ee736990a304e251f58c0"/>
3、在“我的”界面中，点击“支付”按钮
/iknow-pic.cdn.bcebos.com/dbb44aed2e738bd4ee432103af8b87d6277ff9a6"target="_blank"title="点击查看大图"class="ikqb_img_alink">/iknow-pic.cdn.bcebos.com/dbb44aed2e738bd4ee432103af8b87d6277ff9a6?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto"esrc="https://iknow-pic.cdn.bcebos.com/dbb44aed2e738bd4ee432103af8b87d6277ff9a6"/>
4、在支付的界面中，点击右上角的三个点按钮
/iknow-pic.cdn.bcebos.com/b812c8fcc3cec3fdeba03447d888d43f87942761"target="_blank"title="点击查看大图"class="ikqb_img_alink">/iknow-pic.cdn.bcebos.com/b812c8fcc3cec3fdeba03447d888d43f87942761?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto"esrc="https://iknow-pic.cdn.bcebos.com/b812c8fcc3cec3fdeba03447d888d43f87942761"/>
5、在出现的界面中，点击“实名认证”
/iknow-pic.cdn.bcebos.com/6f061d950a7b020816afadd36cd9f2d3572cc89a"target="_blank"title="点击查看大图"class="ikqb_img_alink">/iknow-pic.cdn.bcebos.com/6f061d950a7b020816afadd36cd9f2d3572cc89a?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto"esrc="https://iknow-pic.cdn.bcebos.com/6f061d950a7b020816afadd36cd9f2d3572cc89a"/>
6、在实名认证这个界面中，点击“验证中国大陆身份证”
/iknow-pic.cdn.bcebos.com/d439b6003af33a8741d89228c85c10385343b54f"target="_blank"title="点击查看大图"class="ikqb_img_alink">/iknow-pic.cdn.bcebos.com/d439b6003af33a8741d89228c85c10385343b54f?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto"esrc="https://iknow-pic.cdn.bcebos.com/d439b6003af33a8741d89228c85c10385343b54f"/>
7、输入姓名、身份证号码等相关信息，点击“下一步”按钮

/iknow-pic.cdn.bcebos.com/b90e7bec54e736d1e3a21e3a95504fc2d562694b"target="_blank"title="点击查看大图"class="ikqb_img_alink">/iknow-pic.cdn.bcebos.com/b90e7bec54e736d1e3a21e3a95504fc2d562694b?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto"esrc="https://iknow-pic.cdn.bcebos.com/b90e7bec54e736d1e3a21e3a95504fc2d562694b"/>
8、实名认证通过后，就可以使用零钱进行付款、消费了
/iknow-pic.cdn.bcebos.com/f3d3572c11dfa9ecfe41c4256cd0f703918fc191"target="_blank"title="点击查看大图"class="ikqb_img_alink">/iknow-pic.cdn.bcebos.com/f3d3572c11dfa9ecfe41c4256cd0f703918fc191?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto"esrc="https://iknow-pic.cdn.bcebos.com/f3d3572c11dfa9ecfe41c4256cd0f703918fc191"/>

官方服务
官方网站官方网站

微信支付可以不用绑定银行卡，但是需要进行实名认证，通过实名认证即可使用微信零钱。进入【微信】-【我】-【支付】，点击右上角的三个点，点击【验证中国大陆身份证】，输入姓名、身份证号码等相关信息，点击【下一步】，实名认证通过后，即可以在不绑定银行卡的情况下使用零钱进行付款和消费了。若微信未绑定银行卡，零钱支付会存在限额，单笔和每日最高200元，每月最高500元。

因为微信支付的话，它是需要实名认证的，他实名认证一个是身份证，然后一个是添加银行卡的方式来实名认证。这个微信支付要你的那个零钱里面一定要有钱的时候，他才会通过零钱支付，如果你现在有没有钱？他肯定一定要绑定银行卡通过银行卡支付了。